Terms & Conditions

Last Updated: 2025-09-05

Welcome to SunRay Consortium (“we,” “our,” “us”). By accessing or using our website, products, or services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.

1. Use of Our Services

You must be at least 18 years old to use our services. You agree not to misuse our services or attempt to access them in unauthorized ways.

2. Accounts

If you create an account, you are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately if you suspect unauthorized use of your account.

3. Intellectual Property

All content, trademarks, and materials on our website are owned by or licensed to us. You may not copy, distribute, or use our content without permission.

4. Purchases & Payments

By making a purchase, you agree to provide accurate payment information. All sales are [refundable / non-refundable — adjust as needed].

5. Limitation of Liability

We are not liable for damages arising from your use of our services, to the maximum extent permitted by law.

6. Termination

We may suspend or terminate access to our services at our discretion if you violate these Terms.

7. Governing Law

These Terms are governed by the laws of Nigeria.

8. Changes to These Terms

We may update these Terms at any time. Changes will be posted on this page with a new “Last Updated” date.

9. Contact Us

If you have questions, visit the contact us page.

Privacy Policy

Last Updated: 2025-09-05

Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use SunRay Consortium.

1. Information We Collect

  • Personal Information: e.g., name, email, payment details.
  • Usage Data: e.g., IP address, browser type, pages visited.
  • Cookies: We may use cookies to improve your experience.

2. How We Use Information

We may use your information to provide and improve our services, communicate with you, and ensure security.

3. Sharing Information

We do not sell personal data. We may share data with service providers or authorities if required by law.

4. Data Security

We take reasonable steps to protect your data, but no system is 100% secure.

5. Your Rights

You may request access, correction, or deletion of your data depending on your location.

6. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices.

7. Children’s Privacy

Our services are not intended for children under 13. We do not knowingly collect their data.

8. Changes to This Policy

We may update this Privacy Policy. Changes will be posted with a new “Last Updated” date.

9. Contact Us

For privacy questions, visit the contact us page.